Liability

Designing a foolproof Liability program or policy requires in-depth knowledge of various aspects of the clients business and operations. In addition, legal expertise is essential as interpretations of the policy documents in a claims situation would become crucial.

• Would a Product Liability or a Commercial General Liability policy be more appropriate for you?
• Are the Product Recall wordings customized to take care of scenarios unique to your business?
• Do the Directors and Officers Liability policy have all the add-on covers which are necessary to provide cover for your operations?
• Are you able to identify for each sector unique IT / Crime risk exposures and ensure most of them are covered in a tailor-made cyber insurance policy
• Are you in a position to decide the extent of coverage required for taking Public Liability insurance?
• Does the insurance cover give adequate comfort while defending any claim in the US or Europe?

If you have lesser affirmatives, it is best that you leave it to the experts.

Designing a foolproof Liability program or policy requires in-depth knowledge of various aspects of the clients business and operations. In addition, legal expertise is essential as interpretations of the policy documents in a claims situation would become crucial.

Bharat RE has acquired this expertise over the years, both in terms of policy design and claims management. Our access to technical experts in various fields and inhouse legal expertise helps us in providing holistic insurance solutions in the Liability space.