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To Protect Your Business

044 434 18700
10AM - 5PM (Monday – Friday)

support@bharatre.in

  • We are Risk Managers focussed on working with our clients as part of their team providing value beyond price discovery and assist them in identifying the risks / gaps in the risk management programme and help them plug the same.
  • The Team interfacing with you has the skillset to provide insurance and risk solutions with access to vertical expertise.
  • We have mentored a Team of insurance and equally importantly expertise from Engineering, Commercial, Finance, and Legal domains.
  • Understanding the client’s business is essential to design and implement a comprehensive insurance program.
  • We have a unique partnership scheme, which has helped us to retain talent, and build strong teams on risk identification and evaluation, policy drafting, and most importantly, claims management.

Experts

R. Thyagarajan
Chennai

Business Continuity and Consequential Risks

  • Masters in Mathematics and Statistics- Indian Statistical Institute
  • Associate of Chartered Insurance Institute (ACII), London
  • An authority in Business Interruption insurances
  • More than four decades experience in the insurance sector having been in senior positions with New India Assurance and J. B. Boda Established one of the most successful business groups in the country

R. Kannan
Mumbai

Regulatory, Compliance and Corporate Governance

  • Postgraduate in Mathematics
  • Certified Associate of Indian Institute of Bankers
  • More than three decades of experience in corporate finance and capital markets
  • Presently advising business groups

M. Ramadoss
Chennai

Business Process Protection and Insurance Landscape Management

  • CA, FIII, ACII
  • Was with New India Assurance in various positions including as General Manager in London
  • Former CMD of Oriental Insurance Company and New India Assurance

V. Natarajan
Chennai

Mega Risk including Oil and Gas

  • FCIL (UK)
  • Former CMD of United India Insurance Co, General Manager – GIC, and in various positions in the general and reinsurance areas

P. Sampath Kumaran
Chennai

Commercial Risk Experts - Complete Risk Protection and Claims Management

  • Senior positions with Oriental Insurance Company
  • More than five decades with the insurance industry
  • Has been in insurance consultancy and broking for more than fifteen years
  • Advising large corporate houses as an insurance broker

Vinod Reddy
Hyderabad

Commercial Risk Experts - Complete Risk Protection and Claims Management

  • Associate member of Insurance Institute of India (Alll)
  • Worked with New India Assurance in various senior positions
  • One of the pioneers in the corporate insurance consultancy domain with specialisation in Bulk Drugs and Pharmaceuticals insurances
  • Has handled large claims including arbitrations

R. Vasudevan
Chennai

Business Process - MIS - Broking Standards Implementation and Assessment

  • B.Com. AICWA ACS
  • Experience as Head of Management Information & Finance in a Continuous Process Industry in Nylon Industrial Products. Head of Finance, Accounts & Secretarial with a Multinational Engineering Company engaged in Auto Electrical. Head of Finance & Secretarial with a leading Non-Banking Finance Group. Director of Management Consultants and currently also HEAD and DIRECTOR (RISK Management Committee) for a non financial group.
  • Area of Specialization: Corporate Finance, Resource mobilization through Banks/ Financial Institutions, Placement of finance instruments etc. Issue Management, Costing and Systems, Secretarial Functions, Risk, Operational and Management Audit.

P. S. Balasubramanyam

Technical and Financial Best Practices – Middle East

  • Chartered Accountant (FCA) and member of the British Institute of Management, U.K. He held very senior positions in the Insurance Industry and FMCG business in the Middle East and Europe.
  • About two decades ago, he established his Audit & Consultancy practice in Bahrain. He is an Advisor to several companies in Bahrain and India. He was instrumental in establishing a large multi-specialty hospital in Bahrain and was on its board for several years. He restructured a large business group to a dynamic and profitable business. He revived a large insurance company back
    to stability and growth and brought in new management.
  • He also served as the Chairman of the Bahrain Chapter of The Institute of Chartered Accountants of India (BCICAI). He is a founder Board member and presently the Treasurer of Bahrain India Society (BIS). He is an Executive Committee member of the Indian Community Relief Fund (ICRF).

N. Shivashanker
Chennai

Contractual and Legal Liability Risk Mitigation

  • A qualified lawyer, Company Secretary and Cost/Management Accountant with over 20 years & experience in the Indian corporate sector
  • Areas of expertise include corporate, legal, mergers and joint ventures, transactional compliances

K. Suryanarayanan
Chennai

Litigation and Arbitration Assessment and Practice

  • Bachelor of Law
  • Was Legal officer in New India Assurance
  • Independent practice in High Court, Chennai
  • Expert in Civil, Contract and Insurance Laws

Dr. Harish Ramani
Chennai

Advisor - IT and Cyber Risk Practice

  • Lead Faculty, Chief Executive & Technology Officer, Tevel Cyber Corps Private Limited (Formerly Internettechies) IIIT Bangalore
  • Masters in Computer Science & Technology from the University of Madras and Ph.D. from Australia
  • Specialization in Cyber Security at various levels
  • A Data Centre Architect, Cyber Insurance expert, an incident handler, Malware analyst and a security researcher

Mathew Verghese
Kochi

Regulatory, Compliance and Corporate Governance

  • Mechanical Engineer
  • More than 50 years in the insurance industry.
  • Rich international insurance experience as Country Manager of New India Assurance in Thailand and MD of KenIndia in Kenya – Took initiative to set up a new subsidiary in Tanzania, and retired as General Manager from New India.
  • Was Member Non-Life in the Insurance Regulatory and Authority of India (IRDA).

R. R. Balakrishnan
Chennai

Risk Management Specialist - Root Cause Analyst - Complex Claims Advisor

  • Chemical Engineer
  • Principal Consultant of Asia Pacific Risk Management Services Pvt. Ltd.,
  • Former CEO of Allianz Alpic Industrial Risk Management Services Ltd., Southern Regional Committee member and SHE committee member of the southern chapter of Indian Chemical Council (ICC)
  • Evolved Petrochemical/Refinery tariff for the insurance industry, involved with more than 300 accident investigation and Risk Analysis, Safety Audit and PML* estimation in India and abroad

C. Ramachandran
Coimbatore

Technical and Business Risk Evaluation - Risk Transfer Specialist

  • B.E. (Civil), AIII
  • Was with New India Assurance
  • One of the pioneers in the corporate insurance consultancy domain with specialization in Engineering Projects and Textiles

V.R. Sundaram
Chennai

Reinsurance Technical Specialist – Analysis and Structuring of Reinsurance Program

  • FIll, C.A.
  • Worked with United India Assurance, GIC, Loss Prevention Association of India, Asian Reinsurance Corporation-Bangkok,
    Kuwait Reinsurance Company-Kuwait, in senior positions

Vijay. T
Chennai

Business and Process Risk Assessment and Management through Insurance

  • B.L., ACMA, ACS, Alll
  • Specialisation in commercial lines of insurance with specific emphasis on Property and Business Interruption insurances
  • Rich experience in handling complex and intricate claims

R. Srinivasan
Chennai

Property Risk - Evaluation - Insurance Design - Claims Management

  • B.E. (Civil), Alll(Fire)
  • Worked with The Oriental Insurance Company, TATA AIG, Cholamandalam MS General Insurance, J.B.Boda, and comes with varied international exposure in the Middle East
  • Specialization in Property, Civil and Infrastructure Engineering Insurances

S. Ramesh
Bangalore

Project and Engineering Risk and Insurance Management

  • B.E. (Electrical & Electronics), FILI, FIV, MIE
  • Worked in Engineering sector, New India Assurance, TATA AIG and comes with vast international exposure in the Middle East
    Specialisation in Engineering and Energy insurances

T. L. Arunachalam
Chennai

Finpro and Liability Risks - Global Practice Leader

  • B.A, B.L, Alll (Marine)
  • Worked with New India Assurance, IFFCO – TOKIO, and comes with international exposure in the Philippines
  • Specialisation in Marine and Liability insurances, including cyber risks

M. Vaidyanathan
Mysuru

Credit Risk Practice

  • AICWA, MBA
  • With ECGC for more than two decades in various capacities and retired voluntarily as General Manager
  • Advisory service on credit insurance policies on suitability & adequacy
  • Expert in designing customised solutions on domestic, export trade, project and political risks

D. Logasamy
Chennai

Employee Benefits Practice Leader

  • BBM, MBA (Hospital & Health Systems Management)
  • More than a decade in the health insurance sector, in various capacities
  • Adept at managing successful process operations & experience of developing procedures and service standards for business excellence

Strategic Units

Shailendra Kumar
Pune

  • B.E (Mechanical), PGDBM, MIE, FIV, Chartered Engineer, Alll
  • 10 years of experience in Project Design, Engineering, Project Management and Project Execution
  • More than a decade as an insurance broker with specialization in customization of insurances for Chemical, Cement and Fertilizer industries and providing risk management solutions

Minesh Patel
Ahmedabad

  • B.E (Electrical), Flll (Fire)
  • Was a Sales Engineer in the pumps industry and has been in the insurance sector for more than a decade
  • Specialisation in customizing insurances for Chemical and Engineering industries

R. Babu Ganesh
Coimbatore

  • B.E (Mechanical), MBA (USA)
  • More than a decade & experience as Software System Architect in the IT industry in the USA
  • Practiced as a Loss Assessor handling Fire, Marine and Engineering claims
  • Specialisation in commercial lines of business

Dinesh Narang
New Delhi

  • B.E (Mechanical), FIII, Chartered Engineer, M.S (Finance), CFA, ACII (UK), MIE
  • More than a decade & experience in the engineering industry as a Service Engineer, handling OEM, Projects and Marketing
  • A decade as an insurance broker with vast exposure in risk identification and analysis

Koustubh Karkhanis
Mumbai

  • B.E (Mechanical), MBA (Finance), Alll
  • More than a decade of experience in marketing and business development in the Engineering-Plastics and automotive industry
  • Specialisation in Corporate Insurances, Project and Infrastructure Insurances and other verticals of insurances since a decade

N. K. Balasubramanian
Chennai

  • B.E. (Mechanical), FIII, ACII (UK)
  • A decade in Projects and Marketing divisions in the Air-conditioning industry
  • Worked with Bajaj Allianz General Insurance, TATA AIG, Reliance General Insurance in various capacities
  • Specialisation in Marine and Liability insurances

Minal Mishra
Vadodara

  • B.E (Metallurgy), MBA (Finance), FIII
  • Was an Application Engineer in the pumps and industrial valves industry
  • Has been as an insurance broker for more than a decade
  • Experience in Accident and Health insurances

Avinash Bhat
Mumbai

  • B.E (Electrical), MBA, FIII
  • More than a decade of experience in commercial enterprises as Key Account/Area Manager in product and distribution management
  • A decade in the insurance sector with insurance companies and as a broker

Chandra Ramesh
Chennai

  • FCA, ACS, AICWA, PGDM (IIM-A) LIII
  • An independent financial consultant, with immense experience in Investment Banking and Merchant Banking activities.
  • Was associated with Ideal Chemicals Ltd., TAFE Ltd., Tamil Nadu Hospitals Ltd., & India Securities Ltd.,
  • Promoted director of Procap Financial Services (P) Ltd. and Procap Commodities (P) Ltd.

K. Chandrashekar
Chennai

  • B.Sc, FCA, FCMA, ACS, FLML (USA)
  • More than four decades of experience in Finance in banking and insurance-related domains
  • Specialisation in financial lines and liability risks

Viswanath Krishnan.N A
Chennai

  • B.Com,FCA, ICWA
  • A Senior Finance and Management Professional with 30 Years progressive experience within the Financial Services Industry handling Asset Financing, Capital Market Investments and Investment Banking

Kishore Hegde
Mumbai

  • B.Com, C A., LIII
  • Proficiency in spearheading initiatives encompassing business valuation, financial analysis, taxation, due diligence, regulatory processes & financing
  • More than two decades in the Financial and service industry

Samyuktha A
Chennai

  • B.Com. C A
  • 3 years of post-qualification experience as Deputy Manager in the Audit and Assurance Department in Deloitte Haskins & Sells
  • Experience in preparation of financial statement under Indian GAAP, US GAAP for Listed and SEC Registered entities

Anuraag Geethe
Vadodara

  • B.Com, Company Secretary
  • 15+ years in Internal Audit, Taxation, Secretarial and Legal – in India and overseas.
  • Has International exposure in Copper/Cobalt Processing, Mining, Drilling and Engineering.
  • Have won several awards for extraordinary achievements and for exhibiting high levels of integrity.

Jeyaraj Thanghavel
Chennai

  • LLB
  • Five years as Key Accounts Manager in the Infocomm and Infomedia industries
  • Specialisation in Trade Credit and Political insurances
  • Experience in handling protracted defaults and insolvency Claims

J. Venugopala Rao
Hyderabad

  • Worked with New India Assurance Company in various capacities and voluntarily retired as Senior Divisional Manager
  • Experience in handling insurances of Bulk Drugs and Pharma companies
  • Has handled large claims including arbitrations

Vi. K. Subramaniyan
Chennai

  • Associate Member of Insurance Institute of India (Alll)
  • Voluntarily retired as Senior Divisional Manager from National Insurance Company
  • More than a decade & experience in insurance broking, handling portfolios of large corporates, including multinationals

Rama Ramanathan
Coimbatore

  • BBA, AIII
  • Has exposure in hire purchase financing, non-banking financial services and in pharmaceutical distribution, spanning three decades
  • Specialisation in handling insurances for the Textile sector

N. Ramprasad
Vishakapatnam

  • BBA.PGDM AIII
  • More than 35 years of experience in Marketing, Production, and Administration
  • Rich experience in International Trade and Commerce, Multimedia industry, and commercial experience
  • More than a decade as an insurance broker with specialisation in commercial lines of business

Venkatesan K
Chennai

  • B.Com, MBA, FIII
  • 30 years in insurance industry – Oriental Insurance Co Ltd, IFFCO TOKIO, SBI General
  • Involved in providing comprehensive risk management solutions to corporates and customers

Srinath B
Bengaluru

  • B.Com, AIII
  • Insurance Professional with more than three decades of experience
  • Underwriting, Marketing, Policy Management, Administration, claims and strategic planning in United India Insurance Co Ltd and Royal Sundaram Alliance Insurance Co Ltd

Shankar Ram
Mumbai

  • B.Com, LIII
  • Direct recruit officer of Oriental Insurance Company, with three decades & experience in the insurance industry including in Bajaj Allianz and TATA AIG

Madhuri Amin
Mumbai

  • B.Com., LLB
  • Was practicing as a Legal professional for eight years
  • Two decades of Business development in Insurance Consulting

S. Baskaran
Madurai

  • Masters in Economics, Alll
  • Was working in Hire Purchase/Lease financing and commercial loan, amalgamations, prior to becoming an insurance broker
  • Has more than a decade experience in insurance broking, with exposure in Bancassurance

Venkat S
Bengaluru

  • B.Com, AIII
  • More than two decades in various business ventures in the Cement and Automobile industries
  • A decade in the insurance broking industry

Stephen Vijayakumar
Bengaluru

  • B.A LII
  • More than two decades in retail and FMCG sales and marketing
  • More than a decade in the insurance broking industry

Vinayan T.N
Kochi

  • B.Sc (Chemistry) AIII
  • Handled sales, marketing and distribution of automobile parts
  • More than two decades in the insurance industry, in Life and General

Harshawardhan Chintaman Dixit
Pune

  • M Com., AIII
  • Was with an NBFC before joining the insurance broking industry, with a decade experience

K. Padmanabhan
Mumbai

Global Best Practices - Torchbearer for the Middle East and Far East Regions

  • B.Com, AIII
  •  32 years experience in the Reinsurance Broking Industry.
  • Designing of Reinsurance and Retrocession Treaty programme, technical analysis, negotiation and placement of reinsurance and retrocession programme with International Reinsurers of repute.

Rajiv L. Mathur
Mumbai

Global Best Practices - Torchbearer for the African Region

  • B.Sc., LLB, FIII, CII (UK), Chartered Insurer
  • Worked with GIC Re, New India Assurance and has international exposure with Prestige Insurance Company of
    Nigeria, Trident Insurance Company-Nairobi, IOGA Insurance Company-Mauritius

Dilip Shukla
Mumbai

Insurer Cedant Relationship – Business Development African Region

  • Associate member of Insurance Institutes of India and Kenya
  • Worked with New India Assurance, Trans Africa Assurance Company-Uganda, Occidental Insurance Company-Nairobi, British American Insurance Company Kenya, Afro-Asian Insurance with reinsurance brokers

P. Raveendran
Mumbai

Treaty Placement with Focus on Middle East Markets

  • M.Com, AIII
  • More than 40 years of national and international experience in the insurance industry in various verticals both in the insurance and insurance broking sectors.

V. Ramesh
Chennai

Facultative and Specialty Lines Lead with Special Focus on Agricultural and Group Reinsurance Programs

  • FIll, CII (UK)
  • Worked with United India Insurance Company Royal Sundaram Alliance, L&T General Insurance
  • Vast experience and exposure in Finance and reinsurance placements

J. Ramani

Technical and Internal Best Practices Lead

  • B.Com, PG Diploma in Insurance Management, Alll
  • Worked with United India Insurance Company in various capacities, in the reinsurance sector

K Bertie Ezra
Kolkata

  • Senior insurance professional with over 45 years of insurance domain experience.
  • A Management Post Graduate from IIM Ahmedabad, he joined New India Assurance as a Direct recruit Class I officer and was deputed to NIA’s Philippines operations as Country Manager.
  • Having more than 30 years of experience in the South East Asian market including the Philippines and Indonesia.

S. Unnikrishnan
Kochi

Facultative Placements with Focus on Middle East and Korean Markets

  • B.Tech. (Mechanical), MBA, AIII, DIS
  • Has worked with domestic and international insurance companies and reinsurance brokers
  • Specialisation as an underwriter for all classes of insurance especially large risks for Engineering Lines (including Downstream Energy projects, Power Plants and Renewable Energy risks)

Hrishikesh Balakrishnan
Chennai

Expert in Process Engineering, Process Optimization, HAZOP, QRA, RCA

  • B.Tech., M.Tech., (Chemical Engineer from IISE Bengaluru)
  • Process Safety, Modelling and Simulation expertise with over a decade & experience as a HAZOP Facilitator/Chairman, Flare and Vent Studies, Flare sizing, Fire Safety Audits, Fire and Explosion Risk Assessment
  • Root Cause Analysis and Troubleshooting, PML estimation, Profit Improvement and Operations, Operations research, Supply chain optimization

K.N. Subramanian
Chennai

Process Industry Specialist, HAZOP

  • M.Tech – Chemical
  • More than three decades of experience in polymer plants and petrochemical industry in Indian and Abroad
  • Specialist in HAZOP

H. Rama Krishnan
Chennai

Automobile, Engineering, Power Industrial Risk Specialist

  • More than 30 years in Automobile, Construction, Engineering and windmill industries in various capacities in the Production and Safety Engineering departments
  • Risk inspection and Safety audit is done for Power, Petrochemical, Engineering, Pharma and Chemical industries. Conducted more than 100 safety audits and risk inspections for Engineering, Cement, Power, Pharma and Chemical industries